Stripe API Reference

Complex Fraud blackmail involving CrowdCube and Stripe

If you have used CrowdCube for crowdfunding there is an API that links to the payment provider sripe.com
"Greyhat" emailed us to say they have personal data from customers, and will start refunding transactions if we do not pay them with bitcoin.
If you use the payment service company Stripe, I suggest you urgently check any "applications" and delete old ones and refresh API keys.
Let me know if you need more information on this.
For me, this was a dormant account not used for over 2 years. And suddenly it has cost us money.
This is the hacker email:
Hello,
we are a grey hat hacker group and we contact you to inform that your
server was hacked. We were able to access multiple confidential
information of your company such as lists of all private data of your
clients (and their cards), financial data, etc.

We take the security of any system connected to the Internet very
seriously and we warn users like you that forget security, that don't
protect private data of their business clients and that is why we
'sanction' you.

We request a payment in bitcoins that covers our forced audit service,
you don't request it, but we have to do it to make the internet a safer
place.
As soon as we receive the amount that we'll indicate below, we'll detail
the vulnerability that has allowed us to access your systems, as well as
the way to fix it, since if we don't do it, other people will do it for
more destructive purposes (encryption of all database and files claiming
you a very expensive rescue, theft of customer data to sell to third
parties or destruction of all your data).

We have carried out a first action: We have randomly refunded a payment
that you received from one of your clients. We have access to all
charges and we can carry out the same operation in bulk very easily.
This charge will be debited from your bank account

You must send 0.5 bitcoins to the address that we'll give you when you
reply this email ,in the meantime hurry up to buy them.

If you don't answer this email, we'll make a refund for each day passed.
If we don't receive answer in few days we'll make the refund of all
charges from 2018. Don't try to stop your server, we're in your personal
life.
submitted by nueureporter to msp [link] [comments]

Introducing COINQVEST, Enterprise Cryptocurrency Payment Processing on Stellar. Accept Digital Currencies, Settle in USD, EUR, NGN.

COINQVEST provides digital currency checkouts that automatically go from Bitcoin to your bank account, in minutes. It helps you programmatically accept and settle payments in new digital currencies while staying compliant, keeping your accountants and tax authorities happy. With COINQVEST, sales can be denominated and settled in your local fiat currency (e.g. EUR, USD or NGN) regardless of whether your customers pay in Bitcoin, Ether or Stellar Lumens.
COINQVEST’s mission is to lower the payment barrier for the world’s merchants to join the global economy through simple digital payment processing. We process sales safely and efficiently for online merchants of all sizes and origins. Think of it as Stripe for crypto.

The COINQVEST platform provides the following key features:

Benefits of COINQVEST for the Stellar Network

How COINQVEST uses Stellar:

Links:

Feedback:

For more details, team members, API docs, please visit www.coinqvest.com
And, of course, we’d love to hear your feedback! Leave a comment below and connect with us on our public Keybase channel @coinqvest.public or chat directly with @marcinx or @xiaohu

Stellar Community Fund:

If you like this product, please consider voting for us in the Stellar Community Fund.
submitted by enqvistx to Stellar [link] [comments]

/r/Bitcoin FAQ - Newcomers please read

Welcome to the /Bitcoin Sticky FAQ

You've probably been hearing a lot about Bitcoin recently and are wondering what's the big deal? Most of your questions should be answered by the resources below but if you have additional questions feel free to ask them in the comments.
The following videos are a good starting point for understanding how bitcoin works and a little about its long term potential:
For some more great introductory videos check out Andreas Antonopoulos's YouTube playlists, he is probably the best bitcoin educator out there today. Also have to give mention to James D'Angelo's Bitcoin 101 Blackboard series. Lots of additional video resources can be found at the videos wiki page or /BitcoinTV.
Key properties of bitcoin
Some excellent writing on Bitcoin's value proposition and future can be found here. Bitcoin statistics can be found here, here and here. Developer resources can be found here and here. Peer-reviewed research papers can be found here. The number of times Bitcoin was declared dead by the media can be found here. Scaling resources here, and of course the whitepaper that started it all.

Where can I buy bitcoins?

BuyBitcoinWorldwide.com and Howtobuybitcoin.io are helpful sites for beginners. You can buy or sell any amount of bitcoin and there are several easy methods to purchase bitcoin with cash, credit card or bank transfer. Some of the more popular resources are below, also, check out the bitcoinity exchange resources for a larger list of options for purchases.
Bank Transfer Credit / Debit card Cash
Coinbase Coinbase LocalBitcoins
Gemini Bitstamp LibertyX
GDAX Bitit Mycelium LocalTrader
Bitstamp Cex.io BitQuick
Kraken CoinMama WallofCoins
Xapo BitcoinOTC
Cex.io
itBit
Bitit
Bitsquare
Here is a listing of local ATMs. If you would like your paycheck automatically converted to bitcoin use Cashila or Bitwage.
Note: Bitcoins are valued at whatever market price people are willing to pay for them in balancing act of supply vs demand. Unlike traditional markets, bitcoin markets operate 24 hours per day, 365 days per year. Preev is a useful site that that shows how much various denominations of bitcoin are worth in different currencies. Alternatively you can just Google "1 bitcoin in (your local currency)".

Securing your bitcoins

With bitcoin you can "Be your own bank" and personally secure your bitcoins OR you can use third party companies aka "Bitcoin banks" which will hold the bitcoins for you.
Android iOs Desktop
Mycelium BreadWallet Electrum
CoPay AirBitz Armory
Another interesting use case for physical storage/transfer is the Opendime. Opendime is a small USB stick that allows you to spend Bitcoin by physically passing it along so it's anonymous and tangible like cash.
Note: For increased security, use Two Factor Authentication (2FA) everywhere it is offered, including email!
2FA requires a second confirmation code to access your account, usually from a text message or app, making it much harder for thieves to gain access. Google Authenticator and Authy are the two most popular 2FA services, download links are below. Make sure you create backups of your 2FA codes.
Google Auth Authy
Android Android
iOS iOS

Where can I spend bitcoins?

A more comprehensive list can be found at the Trade FAQ but some more commons ones are below.
Store Product
Gyft Gift cards for hundreds of retailers including Amazon, Target, Walmart, Starbucks, Whole Foods, CVS, Lowes, Home Depot, iTunes, Best Buy, Sears, Kohls, eBay, GameStop, etc.
Steam, HumbleBundle, Games Planet, itch.io, g2g and kinguin For when you need to get your game on
Microsoft Xbox games, phone apps and software
Spendabit, The Bitcoin Shop, Overstock, DuoSearch, The Bitcoin Directory and BazaarBay Retail shopping with millions of results
ShakePay Generate one time use Visa cards in seconds
NewEgg and Dell For all your electronics needs
Cashila, Bitwa.la, Coinbills, Piixpay, Bitbill.eu, Bylls, Coins.ph, Bitrefill, Pey.de, LivingRoomofSatoshi, Hyphen.to, Coinsfer, GetPaidinBitcoin, Coins.co.th, More #1, #2 Bill payment
Foodler, Menufy, Takeaway, Thuisbezorgd NL, Pizza For Coins Takeout delivered to your door!
Expedia, Cheapair, Lot, Destinia, BTCTrip, Abitsky, SkyTours, Fluege the Travel category on Gyft and 9flats For when you need to get away
BoltVM, BitHost VPS service
Cryptostorm, Mullvad, and PIA VPN services
Namecheap, Porkbun For new domain name registration
Stampnik and GetUSPS Discounted USPS Priority, Express, First-Class mail postage
Reddit Gold Premium membership which can be gifted to others
Coinmap, 99Bitcoins and AirBitz are helpful to find local businesses accepting bitcoins. A good resource for UK residents is at wheretospendbitcoins.co.uk.
There are also lots of charities which accept bitcoin donations, such as Wikipedia, Red Cross, Amnesty International, United Way, ACLU and the EFF. You can find a longer list here.

Merchant Resources

There are several benefits to accepting bitcoin as a payment option if you are a merchant;
If you are interested in accepting bitcoin as a payment method, there are several options available;

Can I mine bitcoin?

Mining bitcoins can be a fun learning experience, but be aware that you will most likely operate at a loss. Newcomers are often advised to stay away from mining unless they are only interested in it as a hobby similar to folding at home. If you want to learn more about mining you can read more here. Still have mining questions? The crew at /BitcoinMining would be happy to help you out.
If you want to contribute to the bitcoin network by hosting the blockchain and propagating transactions you can run a full node using this setup guide. Bitseed is an easy option for getting set up. You can view the global node distribution here.

Earning bitcoins

Just like any other form of money, you can also earn bitcoins by being paid to do a job.
Site Description
WorkingForBitcoins, Bitwage, XBTfreelancer, Cryptogrind, Bitlancerr, Coinality, Bitgigs, /Jobs4Bitcoins, Rein Project Freelancing
OpenBazaar, Purse.io, Bitify, /Bitmarket, 21 Market Marketplaces
Watchmybit, Streamium.io, OTika.tv, XOtika.tv NSFW, /GirlsGoneBitcoin NSFW Video Streaming
Bitasker, BitforTip, WillPayCoin Tasks
Supload.com, SatoshiBox, JoyStream, File Army File/Image Sharing
CoinAd, A-ads, Coinzilla.io Advertising
You can also earn bitcoins by participating as a market maker on JoinMarket by allowing users to perform CoinJoin transactions with your bitcoins for a small fee (requires you to already have some bitcoins)

Bitcoin Projects

The following is a short list of ongoing projects that might be worth taking a look at if you are interested in current development in the bitcoin space.
Project Description
Lightning Network, Amiko Pay, and Strawpay Payment channels for network scaling
Blockstream and Drivechain Sidechains
21, Inc. Open source library for the machine payable web
ShapeShift.io Trade between bitcoins and altcoins easily
Open Transactions, Counterparty, Omni, Open Assets, Symbiont and Chain Financial asset platforms
Hivemind and Augur Prediction markets
Mirror Smart contracts
Mediachain Decentralized media library
Tierion and Factom Records & Titles on the blockchain
BitMarkets, DropZone, Beaver and Open Bazaar Decentralized markets
Samourai and Dark Wallet - abandoned Privacy-enhancing wallets
JoinMarket CoinJoin implementation (Increase privacy and/or Earn interest on bitcoin holdings)
Coinffeine and Bitsquare Decentralized bitcoin exchanges
Keybase and Bitrated Identity & Reputation management
Bitmesh and Telehash Mesh networking
JoyStream BitTorrent client with paid seeding
MORPHiS Decentralized, encrypted internet
Storj and Sia Decentralized file storage
Streamium and Faradam Pay in real time for on-demand services
Abra Global P2P money transmitter network
bitSIM PIN secure hardware token between SIM & Phone
Identifi Decentralized address book w/ ratings system
Coinometrics Institutional-level Bitcoin Data & Research
Blocktrail and BitGo Multisig bitcoin API
Bitcore Open source Bitcoin javascript library
Insight Open source blockchain API
Leet Kill your friends and take their money ;)

Bitcoin Units

One Bitcoin is quite large (hundreds of £/$/€) so people often deal in smaller units. The most common subunits are listed below:
Unit Symbol Value Info
millibitcoin mBTC 1,000 per bitcoin SI unit for milli i.e. millilitre (mL) or millimetre (mm)
microbitcoin μBTC 1,000,000 per bitcoin SI unit for micro i.e microlitre (μL) or micrometre (μm)
bit bit 1,000,000 per bitcoin Colloquial "slang" term for microbitcoin
satoshi sat 100,000,000 per bitcoin Smallest unit in bitcoin, named after the inventor
For example, assuming an arbitrary exchange rate of $500 for one Bitcoin, a $10 meal would equal:
For more information check out the Bitcoin units wiki.
Still have questions? Feel free to ask in the comments below or stick around for our weekly Mentor Monday thread. If you decide to post a question in /Bitcoin, please use the search bar to see if it has been answered before, and remember to follow the community rules outlined on the sidebar to receive a better response. The mods are busy helping manage our community so please do not message them unless you notice problems with the functionality of the subreddit. A complete list of bitcoin related subreddits can be found here
Note: This is a community created FAQ. If you notice anything missing from the FAQ or that requires clarification you can edit it here and it will be included in the next revision pending approval.
Welcome to the Bitcoin community and the new decentralized economy!
submitted by BinaryResult to Bitcoin [link] [comments]

/r/Bitcoin FAQ - Newcomers please read

Welcome to the /Bitcoin Sticky FAQ

You've probably been hearing a lot about Bitcoin recently and are wondering what's the big deal? Most of your questions should be answered by the resources below but if you have additional questions feel free to ask them in the comments.
Some great introductions for new users are My first bitcoin, Bitcoin explained and ELI5 Bitcoin. Also, the following videos are a good starting point for understanding how bitcoin works and a little about its long term potential:
Also have to give mention to Lopp.net, the Princeton crypto series and James D'Angelo's Bitcoin 101 Blackboard series. Some excellent writing on Bitcoin's value proposition and future can be found at the Satoshi Nakamoto Institute. Bitcoin statistics can be found here, here and here. Developer resources can be found here, here and here. Peer-reviewed research papers can be found here. Potential upcoming protocol improvements here. Scaling resources here. The number of times Bitcoin was declared dead by the media can be found here (LOL!), and of course Satoshi Nakamoto's whitepaper that started it all! :)
Key properties of bitcoin

Where can I buy bitcoins?

Bitcoin.org, BuyBitcoinWorldwide.com and Howtobuybitcoin.io are helpful sites for beginners. You can buy or sell any amount of bitcoin and there are several easy methods to purchase bitcoin with cash, credit card or bank transfer. Some of the more popular resources are below, also, check out the bitcoinity exchange resources for a larger list of options for purchases.
Bank Transfer Credit / Debit card Cash
Gemini Bitstamp LocalBitcoins
Bitstamp Bitit Mycelium LocalTrader
BitFinex Cex.io LibertyX
Cex.io CoinMama WallofCoins
Xapo Spectrocoin BitcoinOTC
Kraken Luno BitQuick
itBit
HitBTC
Bitit
Bisq (decentralized)
Luno
Spectrocoin
Here is a listing of local ATMs. If you would like your paycheck automatically converted to bitcoin use Bitwage.
Note: Bitcoins are valued at whatever market price people are willing to pay for them in balancing act of supply vs demand. Unlike traditional markets, bitcoin markets operate 24 hours per day, 365 days per year. Preev is a useful site that that shows how much various denominations of bitcoin are worth in different currencies. Alternatively you can just Google "1 bitcoin in (your local currency)".

Securing your bitcoins

With bitcoin you can "Be your own bank" and personally secure your bitcoins OR you can use third party companies aka "Bitcoin banks" which will hold the bitcoins for you.
Android iOs Desktop
Samouari BreadWallet Electrum
Another interesting use case for physical storage/transfer is the Opendime. Opendime is a small USB stick that allows you to spend Bitcoin by physically passing it along so it's anonymous and tangible like cash.
Note: For increased security, use Two Factor Authentication (2FA) everywhere it is offered, including email!
2FA requires a second confirmation code to access your account, usually from a text message or app, making it much harder for thieves to gain access. Google Authenticator and Authy are the two most popular 2FA services, download links are below. Make sure you create backups of your 2FA codes.
Google Auth Authy
Android Android
iOS iOS

Where can I spend bitcoins?

Check out spendabit or bitcoin directory for some good options, some of the more commons ones are listed below.
Store Product
Gyft Gift cards for hundreds of retailers including Amazon, Target, Walmart, Starbucks, Whole Foods, CVS, Lowes, Home Depot, iTunes, Best Buy, Sears, Kohls, eBay, GameStop, etc.
Steam, HumbleBundle, Games Planet, itch.io, g2g and kinguin For when you need to get your game on
Microsoft Xbox games, phone apps and software
Spendabit, Overstock, The Bitcoin Directory and BazaarBay Retail shopping with millions of results
ShakePay Generate one time use Visa cards in seconds
NewEgg and Dell For all your electronics needs
Bitwa.la, Coinbills, Piixpay, Bitbill.eu, Bylls, Coins.ph, Bitrefill, LivingRoomofSatoshi, Hyphen.to, Coinsfer, More #1, #2 Bill payment
Menufy, Takeaway, Thuisbezorgd NL, Pizza For Coins Takeout delivered to your door!
Expedia, Cheapair, Lot, Destinia, BTCTrip, Abitsky, SkyTours, Fluege the Travel category on Gyft and 9flats For when you need to get away
BitHost VPS service
Cryptostorm, Mullvad, and PIA VPN services
Namecheap, Porkbun For new domain name registration
Stampnik Discounted USPS Priority, Express, First-Class mail postage
Reddit Gold Premium membership which can be gifted to others
Coinmap and AirBitz are helpful to find local businesses accepting bitcoins. A good resource for UK residents is at wheretospendbitcoins.co.uk.
There are also lots of charities which accept bitcoin donations, such as Wikipedia, United Way, ACLU and the EFF. You can find a longer list here.

Merchant Resources

There are several benefits to accepting bitcoin as a payment option if you are a merchant;
If you are interested in accepting bitcoin as a payment method, there are several options available;

Can I mine bitcoin?

Mining bitcoins can be a fun learning experience, but be aware that you will most likely operate at a loss. Newcomers are often advised to stay away from mining unless they are only interested in it as a hobby similar to folding at home. If you want to learn more about mining you can read more here. Still have mining questions? The crew at /BitcoinMining would be happy to help you out.
If you want to contribute to the bitcoin network by hosting the blockchain and propagating transactions you can run a full node using this setup guide. Bitseed is an easy option for getting set up. You can view the global node distribution here.

Earning bitcoins

Just like any other form of money, you can also earn bitcoins by being paid to do a job.
Site Description
WorkingForBitcoins, Bitwage, XBTfreelancer, Cryptogrind, Bitlancerr, Coinality, Bitgigs, /Jobs4Bitcoins, Rein Project Freelancing
OpenBazaar, Purse.io, Bitify, /Bitmarket, 21 Market Marketplaces
Streamium.io, XOtika.tv NSFW, /GirlsGoneBitcoin NSFW Video Streaming
Bitasker, BitforTip Tasks
Supload.com, SatoshiBox, JoyStream, File Army File/Image Sharing
CoinAd, A-ads, Coinzilla.io Advertising
You can also earn bitcoins by participating as a market maker on JoinMarket by allowing users to perform CoinJoin transactions with your bitcoins for a small fee (requires you to already have some bitcoins)

Bitcoin Projects

The following is a short list of ongoing projects that might be worth taking a look at if you are interested in current development in the bitcoin space.
Project Description
Lightning Network, Amiko Pay, and Strawpay Payment channels for network scaling
Blockstream, Rootstock and Drivechain Sidechains
21, Inc. Open source library for the machine payable web
ShapeShift.io Trade between bitcoins and altcoins easily
Open Transactions, Counterparty, Omni, Open Assets, Symbiont and Chain Financial asset platforms
Hivemind and Augur Prediction markets
Mediachain Decentralized media library
Tierion and Factom Records & Titles on the blockchain
BitMarkets, DropZone, Beaver and Open Bazaar Decentralized markets
Samourai and Dark Wallet - abandoned Privacy-enhancing wallets
JoinMarket CoinJoin implementation (Increase privacy and/or Earn interest on bitcoin holdings)
Coinffeine and Bisq Decentralized bitcoin exchanges
Keybase and Bitrated Identity & Reputation management
Telehash Mesh networking
JoyStream BitTorrent client with paid seeding
MORPHiS Decentralized, encrypted internet
Storj and Sia Decentralized file storage
Streamium Pay in real time for on-demand services
Abra Global P2P money transmitter network
bitSIM PIN secure hardware token between SIM & Phone
Identifi Decentralized address book w/ ratings system
BitGo Multisig bitcoin API
Bitcore Open source Bitcoin javascript library
Insight Open source blockchain API
Leet Kill your friends and take their money ;)

Bitcoin Units

One Bitcoin is quite large (hundreds of £/$/€) so people often deal in smaller units. The most common subunits are listed below:
Unit Symbol Value Info
millibitcoin mBTC 1,000 per bitcoin SI unit for milli i.e. millilitre (mL) or millimetre (mm)
microbitcoin μBTC 1,000,000 per bitcoin SI unit for micro i.e microlitre (μL) or micrometre (μm)
bit bit 1,000,000 per bitcoin Colloquial "slang" term for microbitcoin
satoshi sat 100,000,000 per bitcoin Smallest unit in bitcoin, named after the inventor
For example, assuming an arbitrary exchange rate of $10000 for one Bitcoin, a $10 meal would equal:
For more information check out the Bitcoin units wiki.
Still have questions? Feel free to ask in the comments below or stick around for our weekly Mentor Monday thread. If you decide to post a question in /Bitcoin, please use the search bar to see if it has been answered before, and remember to follow the community rules outlined on the sidebar to receive a better response. The mods are busy helping manage our community so please do not message them unless you notice problems with the functionality of the subreddit. A complete list of bitcoin related subreddits can be found here
Note: This is a community created FAQ. If you notice anything missing from the FAQ or that requires clarification you can edit it here and it will be included in the next revision pending approval.
Welcome to the Bitcoin community and the new decentralized economy!
submitted by BinaryResult to Bitcoin [link] [comments]

Temporal Price Drop: IPFS Storage That's Cheaper Than Digital Ocean Block Storage ($0.07/gb) 🚀

Hey /ipfs! As of last night a new update was deployed for Temporal that reduced storage pricing to $0.07/gb, which is cheaper than Digital Ocean block storage!
We've got quite a lot of different tools that you can use, which when combined with the cheap pricing make Temporal the cheapest and full-featured "IPFS As A Service" platforms 🔥
Things you can do with the API:
We also have some experimental features in our development environment that you can try out for free!
There's also a few tools that you can use to make integration with Temporal easier:
We also have two public facing gateways:
We also support the following payment methods:
We've got in-depth documentation at https://gateway.temporal.cloud/ipns/docs.api.temporal.cloud, or you can view it across any gateway with /ipns/docs.api.temporal.cloud
Temporal is primarily API driven, and that is the recommended way of using Temporal. Alternatively we offer a web interface.
The api resides at https://api.temporal.cloud with details on using it in the previously mentioned documentation. Alternatively the web interface resides at https://temporal.cloud.
We also have a public chat room via Telegram and have a pretty helpful team that should be able to answer any questions you might have. To top it off, Temporal, our search engine, and private network management tools as well as a bunch of other useful repositories are open-source and available on github
We also have a few experimental services to look forward to:
If anyone has any questions about this post I'd be happy to answer them.
submitted by post_a_bles to ipfs [link] [comments]

Stellar Lumens HODL alert: 2017 Round up, Partnerships, Lumens vs. Other Cryptos

Welcome everyone! The future of Stellar Lumens is bright! Today we will look at the accomplishments of Stellar.org in 2017.
. .
2017 Round Up
IBM / Stellar Partnership
• Kik Messenger’s KIN coin to move from Ethereum to Stellar in 2018
• Stellar ATM introduced in Singapore
• Jed McCaleb confirms IBM/Stellar has 30 banks on board (Youtube Video)
Lightyear.io enables forward thinking financial entities to easily join the Stellar ecosystem.
• IBM adds 8 new validators from 8 different countries onto the Stellar network (article)
Forbes calls Stellar “venmo, but on a global scale - and for larger bodies like banks and corporations.”
• Stellar Lumens Is Up 6,300% Since March and Is Aiming for Big Blockchain Partners (article)
• Many new partnerships (listed below) that will be using the Stellar network in 2018.
Binance and GoPax Exchanges Adds Stellar
Ledger Nano S support is now available for Lumens (XLM)
• The next coin to break into the top 10 cryptos (article)
.
.
2017 Partnerships & Financial Institutions
IBM - is an American multinational technology company headquartered in Armonk, New York, United States, with operations in over 170 countries. IBM partnered with Stellar to help financial institutions address the processes of universal cross-border payments, designed to reduce the settlement time and lower the cost of completing global payments for businesses and consumers.
SatoshiPay - a web payment system that helps online publishers monetize digital assets like news articles, videos, or PDFs in tiny increments without friction.
EXCH.ONE - is a FinTech software company based in Switzerland currently working to integrate its platform and its first technology adopter Euro Exchange Securities UK Ltd. into the Stellar network. This addition to the Stellar network will bring access to currency markets of South and Central America,UK and a number of EU countries.
Novati (ASX:NOV) - is an Australian-based software technology and payment services provider. Novatti is currently working to integrate it’s platform into the Stellar network with the ultimate aim to build a global money transfer solution to provide cross border, cross currency and cross asset payments.
Pundi X - is an Indonesia based fintech company that provides POS device, debit card, multi-currency wallet that empowers individuals to buy and sell cryptocurrency at any physical store in the world. They say "buying cryptocurrency should be as easy as buying a bottled water."
MoneyMatch - is a Malaysia based fintech startup that provides a fully-digital peer-to-peer currency exchange platform for customers to transfer and exchange foreign currencies with complete ease and at great value. The company plans to integrate with the Stellar network and enable pay in and pay out from Malaysia.
Streami - is a Korea based fintech company that offers blockchain enabled cross-border remittance service and recently launched a cryptocurrency exchange. The partnership extends both on the exchange side and remittance operations.
Neoframe - is developing and marketing trading solutions for big brokerage firms in Korea and extends its business to blockchain based applications. Neoframe developed high performance centralized cryptocurrency exchange as well as secure wallet solutions and is working with big financial players. The company is planning to launch a remittance business for ASEAN countries (Thailand, Vietnam, Indonesia, Malaysia, Philippines, Singapore, Myanmar (Burma), Cambodia, Laos, Brunei) using Stellar.
SureRemit($RMT) - is a Nigeria based global non-cash remittances company. SureRemit leverages the Stellar blockchain platform to connect immigrants abroad directly with merchants that provide the services needed by their loved ones back home. With Remit tokens, immigrants all over the world can access digital shopping vouchers that can be spent on goods and services at accepting merchants wherever they are.
Cowrie Integrated Systems - is a Nigerian based Value Added Service Provider. Cowrie provides services at the intersection between telecoms and finance. Cowrie recently joined the Stellar network to bring novel fintech services to the African market.
Smartlands - is a Stellar-based platform designed to create a new class of low-risk tokens, secured by real, profitable assets in the real-world economy. Smartlands is designed to promote investments in the agricultural sector by allowing investment in individual projects, agricultural companies or indexes of groups of projects. These investments will be fully collateralized by agricultural real estate, other productive assets such as fruit or nut trees or, in some cases, the actual crop.
Klick-Ex - is an award winning regional cross-border payments system delivering financial infrastructure for emerging markets. It has been responsible for dramatic uptake in digital financial services in unbanked regions of the world, and lowering costs for banks, central banks and consumers in low liquidity currencies. Its key presence is in the Pacific and Europe, and it is a founding member of www.APFII.org processing more than 775,000 transactions per second, per billion of population (source).
Mobius - Mobius connects any app, device, and data stream to the blockchain ecosystem. Our simple and easy to use bidirectional API allows non-blockchain developers to easily connect resources to smart contracts and more. The Mobius MVP acts like Stripe for Blockchain by introducing innovative standards for cross-blockchain login, payment, smart contract management, and oracles. The Mobius Team includes David Gobaud, Jed McCaleb (Stellar.org founder), Jackson Palmer (creator of Dogecoin), and Chandler Guo (notorious Bitcoin & blockchain investor).
Chaineum - Chaineum, the first French ICO Boutique, will use the Stellar network for upcoming ICOs. “Chaineum is positioned as the first “ICO Boutique” in France, providing a range of end-to-end services to companies and international start-ups wishing to develop with this new funding mechanism. Chaineum is preparing 8 ICOs by the end of 2017, for European, North American and Asian companies, of which cumulative amount could reach € 200 million." (source)
Poseidon Foundation - Poseidon will simplify the carbon credit market with the creation of an ecosystem built on Stellar.org’s blockchain technology. This technology will prevent double counting of carbon and will be consistent across jurisdictions, making it easier for companies to deliver and measure progress towards their climate targets or other goals such as deforestation-free commitments.
Remitr - Remitr is a global platform for cross border payments, licensed in Canada. Remitr uses the Stellar network for international settlements for businesses as well as other payment partners. Remitr’s own payout network of 63 countries, comprising several currencies, is extended onto the Stellar network.
MSewa Software Solution (MSS) - MSewa Software Solution (MSS) Payments provides a one-stop digital payment service available across the Globe. MSS Payments aims at serving the consumers (Banked, Unbanked and Underbanked) with mobile banking facilities on the move from anywhere by transferring funds in their mobile phone.
PesaChoice - PesaChoice is a leader in international bill payment services for the African diaspora. PesaChoice aims at making international bill payment process easy, seamless, secure, with reasonable and competitive service fees, and up to date technological advances.
SendX - Singapore based SendX, in partnership with Stellar, is the better way to move money worldwide. The SendX team believes that the future of transactions is decentralized and distributed, bringing true equity to everyone across the value chain.
VoguePay - VoguePay, with offices in the United Kingdom and Nigeria, is partnering with Stellar to become the cheapest and most efficient way to send money between the United Kingdom and Nigeria. In the coming months, they expect to expand this service to other selected African countries.
HashCash - Hashcash consultants build financial solutions for banks and financial institutions over blockchain. We leverage the Stellar platform to build products that vastly improve the remittance and payments experience for banks and their customers. Transfers happen lightning fast at a fraction of current rates and operational cost is significantly reduced. HashCash is headquartered in India, with operations across South Asia and the Gulf.
.
.
Stellar Lumens vs Other Cryptocurrencies
Lumens vs. Bitcoin: Jed McCaleb spoke at Distributed Markets in 2017 about the advantages, but more importantly, the disadvantages of Bitcoin. Listen to the talk here. Jed said, “Bitcoin is this awesome innovation. The first thing it does is converts a real world resource, electricity, into a digital asset. So it takes something from the real world and puts it into the digital realm. The second thing it does is provides immutable public record. It’s basically a database that everyone can see but no one change arbitrarily… That’s great, Bitcoin solves the double spin problem [ of proving possession and transmitting volume]… [However, to fix the problems of bitcoin] you might think well maybe we’ll just kind of keep adding [software] to Bitcoin until we get there, but that’s not really the way software works. You want to have the design from the beginning and solve these simple issues. Bitcoin was designed to be a new currency, it wasn’t really designed to be this unifying universal payment network. So that’s what Stellar does. It solves these three remaining issues.”
Lumens vs. Bitcoin #2: According to wired.com, "Bitcoin mining guzzles energy - and it's carbon footprint just keeps growing." Wired says "Today, each bitcoin transaction requires the same amount of energy used to power nine homes in the US for one day... The total energy use of this web of hardware is huge—an estimated 31 terawatt-hours per year. More than 150 individual countries in the world consume less energy annually. And that power-hungry network is currently increasing its energy use every day by about 450 gigawatt-hours, roughly the same amount of electricity the entire country of Haiti uses in a year." Because Stellar is based on a consensus algorithm rather than mining, it takes much less energy to run the Stellar network. The Poseidon Foundation decided to build their platform on Stellar rather than Ethereum or Bitcoin because of this (twitter source).
Lumens ICO tokens vs. Ethereum ICO tokens: According to Stellar.org, "traditionally, ICO tokens have been issued on the Ethereum network in the form of ERC20 tokens. ERC20 tokens are easy to issue and are infinitely customizable using Ethereum’s smart contracting language. However, recent events have highlighted and exacerbated some weaknesses of the network, including slow transaction processing times for the network during ICOs and increasingly expensive gas prices (by fiat standards) for transactions and smart contract execution. Moreover, many organizations require only basic tokens; they adopt the risk of Ethereum’s Turing complete programming language without taking advantage of many of its benefits."
"While Ethereum has the most expressive programming capabilities, we believe Stellar is the best choice for ICOs that do not require complex smart contracts. Stellar’s primary goal is to facilitate issuing and trading tokens, especially those tied to legal commitments by known organizations, such as claims on real-world assets or fiat currency."
Stellar vs. Ethereum #2: The median transaction time on Stellar is 5 seconds, compared to approximately 3.5 minutes on Ethereum (source). Stellar has a negligible transaction fee (.00001 XLM ~= $0.0000002) with no gas fee for computation, while depending on the complexity of the computation, the median cost for a transfer on the Ethereum network is $0.094. Security: While both Stellar and Ethereum run on a decentralized network, the Stellar network has fewer security pitfalls. Stellar uses atomic transactions comprised of simple, declarative operations while Ethereum uses turing complete programming capabilities which produces less auditable code and greater risk of exploitable vulnerabilities (source). Recently, a security flaw in the Ethereum network froze millions of dollars. According to Mobius ariticle written by David Gobaud, "On November 6, 2017, Github user deveps199 'accidentally' triggered a bug in Parity, a popular Ethereum mult-sig wallet, that froze more than $152 million in Ether across 151 addresses. The bug impacted several token sales including Polkadot, which has had ~$98 million out of its recent $145 million sale frozen."
"Mobius had none of its ongoing pre-sale Ether frozen because we do not trust Ethereum’s Smart Contract based multi-sig wallets given the vast Turing complete attack surface and did not use one. Security broadly is one of the main reasons the MOBI token that powers the DApp Store is a Stellar Protocol token and not an Ethereum token."
Lumens vs. Ripple: According to Wall Street Bitcoin Exchange, "Many investors like to compare the company [Stellar] to Ripple, and there are a lot of similarities, being that some of the founders worked on the Ripple team. In what can now be looked at as another blockchain development drama that plays out on chat boards and in interviews all across the globe. Stellar declared they fixed Ripple’s problems with their hard fork, however, Ripple has failed to admit to any of the flaws in its design that the Stellar team has pointed out." The article concludes by saying, "We Choose XLM Over XRP For 2018. That is why we are going with Stellar Lumens over Ripple in our portfolio for the rest of 2017 and 2018. After holding Ripple for a long time this year, it just never seems to make the big break like other names with bigger market caps like Bitcoin Cash, Dash, and Litecoin have. While we are holding on most all our larger market caps, we feel that Stellar Lumens will be one of the break out coins for 2018."
.
.
Conclusion
The stellar.org team is doing an amazing job making partnerships and pioneering the use of blockchain technology for various types of transactions. What we are seeing is a new technology that can actually be used to solve real-world problems. As a community, we need to continue supporting Stellar and we will quickly see it power transactions across the world. What are your thoughts about Stellar? What do you see in the future of Stellar? Any important news you want to share? Comment below.
submitted by chargingerman to Stellar [link] [comments]

[Unofficial] Request Network F.A.Q

Hi All,
I decided to build an Unofficial F.A.Q by the community, and for the community. Please note, that I am not a part of the Request team, and most of the answers to the questions have been taken from Whitepaper's/AMA from the Request Team. If there is anything erroneous in the FAQ please let me know. Also if you have any additional Questions and Answers you wish to add let me know and I will add it.
 
What real life solutions is Request trying to solve?  
"Request is a decentralized network that allows anyone to request a payment (a Request Invoice)for which the recipient can pay in a secure way. All of the information is stored in a decentralized authentic ledger. This results in cheaper, easier, and more secure payments, and it allows for a wide range of automation possibilities. To become the backbone of world trade, Request integrates a general ledger (in the accounting sense of the term), which is: - Universal because it is designed to support 100% of global transactions, regardless of currency, legislation or language. Request is built to last. - Smart because unlike an existing standard accounting book, Request is at the origin of the exchanges and integrates a computerized trade code, as well as the management of a multitude of payment terms. Today, their absence makes the whole system inefficient and absolutely unready for the digital and IoT (Internet Of Things) revolution that is taking place. Request can be seen as a layer on top of Ethereum , which allows requests for payments that satisfy a legal framework.It is also possible to see currencies as tools to complete Request transactions. In this sense, Request is more global than any currency"  
https://request.network/assets/pdf/request_whitepaper.pdf  
Also, here is a list of third parties involved or impacted by Request and the reasons why:  
Companies:​ ​Request brings an instant payment solution for suppliers, it facilitates payments (no need to send the invoice and payment conditions by email or by post). It also brings the traceability of payment (payment-related billing). Request brings a simplified payment solution for customers (known payment information), a cheaper system, and a more secure system.  
Individuals​: they can do simplified payments (payment information known, no need to initiate a payment anymore but only to validate a Request), a secure payment (unshared banking information), a cheaper payment (no need to go through a third party like Paypal, Stripe, Bitpay that takes between 1% and 7% charge)  
Billing​ ​software​: payment management, interoperability (common database used).  
Accounting​ ​software​: simplicity (automation), immutability (common database), accuracy, authenticity (a decrease in human errors), traceability of invoices and payments (reconciliation), triple-entry system.  
Audit​ ​firms​: a better support for audit, elimination or improvement of certain tests. States​ ​and​ ​Governments​: accuracy of tax declarations, reduction of fraud, money laundering, possibility of taxes collection in real time, transparency and legitimacy.  
Associations​ ​and​ ​NGOs​: transparency of their expenditure, legitimacy and trust.  
Citizens​: knowledge of government budgets and expenditures, transparency of institutions.  
Employees​: knowledge of financial health of a company.  
IoT​: Request provides a framework for inter-machines payment
https://request.network/assets/pdf/request_yellowpaper_smart_audits.pdf
 
What is the difference between Request and OmiseGO - "Request Network has been compared with OmiseGo, however, we have many differences and we are more complementary than competitors."
https://blog.request.network/omisego-vs-request-network-a-detailed-analysis-779d1f66675b
 
What is the Utility of the Request Token? Why Can't Request just use Ethereum for fee's? "While it is built on the blockchain ledger of Ethereum, Request aims to be independent from other currencies, monetary policies, or technological choices so that we build the most robust system possible. We believe this is the key to evolve through time with a growing community and develop an ecosystem around our framework where more DAPP (Decentralized applications) are created.
REQ tokens are ERC20 tokens which are necessary to participate in the network, create advanced Requests and reward various parties who will help build the request ecosystem. When using the network, the participants will need to pay a network fee in REQ which will be burned."
In addition to fee's, there will also be use case for Governance:
"Request will have to remain flexible and scalable, this being one of the major challenges of decentralized systems (as we can see with Bitcoin Segwit, or the Ethereum management of Ice age ...). We wish to separate the governance of our community from the one of Ethereum and avoid a sub-governance that would allow every Ethereum token holders to decide on the future of this community. . The REQ token will bring the community together and allow for discussions and votes on future decisions. The community will be a board and we will create the necessary tools for this administration: A voting system, but also probably a chat system restricted to only members of this board"
https://request.network/assets/pdf/request_whitepaper.pdf
 
When Bittrex?!?!?!?! This is a commonly asked question, I know that everyone hopes that REQ lands on Bittrex soon. Here was the response by the team:
"The confidentiality policies we have with exchanges are important to us and we want to respect them. We know how important exchanges are to the Request ecosystem and we will keep paying attention to them for the long-term vision of the project." https://blog.request.network/request-network-project-update-november-10th-2017-a57193780ddf
 
What is the purpose of the Token Burn? Think of REQ tokens like Gas for the Etheruem network. For each action that is conducted on the Ethereum Platform, gas is used for the fee's. This helps to keep the platform remain stable and prevent congestion. The same can be said for Request Network. "The Request Network requires the burning of tokens as part of the verification that a transaction has occurred." http://spec-rationality.com/request-network/#8Nov
The token burn will also adjust overtime and also reduce the circulating supply of tokens over time, making this very lucrative to early investors.
 
Won't Request eventually run out of Tokens if they are burned? REQ has 18 decimals so in theory if the price was incredibly high the fees could be as low as 0.00000000000000001 REQ per transaction which is incredibly low. It would take an extraordinarily long time (even with mass adoption) to be worrying about a lack of REQ tokens, even then a fork can happen.
 
When will Request Network Go Live? Q1 2018, the first iteration of Request working with Ethereum on Main Net will be live.
 
Who is Request Network's competition? What advantages does Request have over them?
Paypal - One of the largest worldwide online payments system, supporting online money transfers to anyone.
OmiseGo - Plasma decentralized exchange, hosting an open-source digital wallet platform from Omise, connecting mainstream payments, cross-border remittances, and much more. Fiat & crypto-friendly, cross-chain compatible, Ethereum-powered, and built on plasma.io) : MarketCap - 868 million
Populous(Invoice Discounting platform) : MarketCap - 467 million
MetalPay(Aims to be a Paypal for crypto): MarketCap - 93 million
Ten-X (Cryptocurrency payment platform that consists of a wallet, physical debit card, bank account, ATM access, and more). Marketcap - 250 million
Monetha(Mix of Paypal and TrustPilot) : Market Cap had went up to 80 million, but has dropped significantly to 14 million.
Paypie(Credit risk assement/Blockchain Accounting) : MarketCap - 66 million
What makes Request different? Request is platform that developers can build decentralized apps for salary management, financial, invoicing and auditing services, to name a few. A 'decentralized Paypal' is only one of it's many use cases. A employer using 'Continuous Payments' to pay their employees every day, instead of every two weeks is another use case. Crowdfunding, donations, loans, are more use cases. Request has provided a mind map for all of the developments possible on top of Request once the Core protocol is finished by the team. It can be viewed here: https://blog.request.network/request-network-project-update-november-24th-2017-tech-ecosystem-request-core-kyber-network-b760637eba9b
Several of the competitors are limited to only one or a few use cases. Also most of the competition is not an open platform like Request, and won't allow third parties to build app's on the platform. Think of Request as 'Ethereum' but for financial applications. In regards to Paypal, the fee's will be very minimal, and if Request is integrated into sites like Amazon, Overstock, etc, this will make Request a huge threat to Paypal.
  Also, you may have heard Paypal was compromised. Request will protect the end user by keeping their payment details private and secure. http://www.foxbusiness.com/markets/2017/12/01/paypal-says-personal-data-may-be-compromised-for-1-6-million-tio-users.amp.html
 
What is Colossus and why is it important? Colossus is the first deliverable of the Request Network. Prior to Colossus, there has not been a release. This release will seperate Request from other hyped ico's with no product. This will also give developers access to the Request API's allowing them to build decentralized applications on top of the platform.
 
What previous Projects have the team worked on, and were they successful? The most recent project the team worked on was Moneytis. Moneytis was well reviewed and has proven profitiable for the team, making it a success. More details found here: https://www.reddit.com/RequestNetwork/comments/7eihg9/moneytis_the_project_the_team_launched_before/
 
What's the difference between Request and existing invoice programs, such as FreshBook and Paypal? The first thing is decentralisation - as Request is built on Ethereum everything is stored on an immutable and authentic ledger - no third parties, no centralised company that could get hacked + leak your information, it's a self serving fully transparent service. Request is a platform it isn't just an 'invoicing' app / website. It's an entire platform which will have a huge ecosystem, the best way to see the scale of the platform is to look at: https://www.mindmeister.com/991002501?t=R1iofDilV0 Just scrolling through the mindmap will give you a nice idea of the scale and reach of the platform. Request is currency agnostic meaning it will work with any currency both FIAT and crypto. Here is a good resource to understand how Request will branch into accounting, audits and payments: https://blog.request.network/how-request-will-take-the-blockchain-into-the-industry-of-accounting-audit-and-payments-f46815d08cb6 Here is another good resource which outlines the benefit of using something like Request from a business' perspective: https://blog.request.network/using-the-request-network-protocol-to-pay-online-in-any-crypto-currencies-a59fcce12034
 
Why has the team stopped working on Moneytis? The team has 'pivoted' from Moneytis, to focus on Request. "A pivot is healthy in the life of a startup and shows that you can stay focused on what is really needed by the customers. In our case, the real need of people who transferred money internationally was always to pay an invoice (or a request) and we had to solve the problem at the root." https://blog.request.network/request-network-project-update-november-10th-2017-a57193780ddf
 
Where and how can I buy Request tokens? An excellent post has been created here detailing on how you can buy Request tokens.
https://www.reddit.com/RequestNetwork/comments/7gewy6/how_to_buy_req_request_network_token/
 
What is Y-Combinator, and why is Request being backed by them a good thing? Y-Combinator is the top accelerator in the world. They have backed Reddit, Coinbase, Dropbox, Airbnb, Docker and several more successful startups. Y-Combinator has an acceptance rate that is lower than Harvard, so investors in Request can rest assured that the team is competent and this is not a 'scam'. Also being backed by YC makes Request Network a part of strong network of over 1000 startups. Request Network can be found in the list of YC backed companies here: http://yclist.com/
 
Why is the partnership with Kyber Network a Big Deal? "The partnership with Kyber allows the Request Network to never require the Requestor or the Payer to hold any Request tokens or participate in manual cryptocurrency conversions, as this is all automated by the Request Contract. This is very important as Request’s focus has always been to ensure that they are expanding on their ability to reach the widest possible userbase. Eliminating the requirement to ever hold Request tokens for both the Requestor and the Payer, the Request Network becomes more accessible" http://spec-rationality.com/request-network/#29Nov
 
Why should I invest in Request? What makes this a better option than other Cryptocurrencies? The way investors typically make a lot of money in cryptocurrecy is by investing in "undervalued cryptocurrencies". What is meant by undervalued? Undervalued typically means a crypto with a small to medium Marketcap (Request at the time of this writing is around 45 million, most of Request's competition is valued over 100 million) with a great team, great idea and clear roadmap. Request meets the criteria of having a medium market cap with a great team and vision. Request will probably be in the 100's of million marketcap by next year if the team can deliver and form partnerships. This makes Request an excellent crypto to invest in for the next few months.
 
Does Request have it's own blockchain? Request is an ERC20 token built on the Ethereum blockchain, it doesn't use it's own blockchain.
 
What is the connection with ING bank, how did they get involved and it what way do they support the project? "ING is an early backer and advises the team frequently. We share common interests and we will see if the executive department of ING is interested in working with Request in the future." https://blog.request.network/request-network-project-update-november-10th-2017-a57193780ddf
 
Why should I hold request network tokens? Do i need them to utilize the tech? If you are a developer planning build a Gateway, yes you will need tokens to cover the fee's. From an End User perspective, you will not have to worry about purchasing Request tokens. From an Investor perspective, holding tokens may be very lucrative if Request Network grows, which will cause a higher demand for the tokens, which will in turn cause the value of the tokens to increase.
submitted by mbrown913 to RequestNetwork [link] [comments]

Low cost API and website for timestamping on the bitcoin blockchain

I created https://chainstamp.io in 2018 and we recently launched some API docs for our timestamping service, improved our timings (faster), and also lowered our costs for paid service which is accessed through the website.
What it is: timestamping on the bitcoin blockchain
How to use it:
API: The free API is simple, can be done from command line like this, with no registration and even email notification is optional. Submission to bitcoin blockchain happens in 2-4 hours. Faster service available on the website including immediate submission.
hashed=($(shasum -a 256 meetingNotes.pdf)) curl -X POST https://api.chainstamp.io:8443/stamp/basic/ \ -H 'Content-Type: application/json' \ -d '{"originalHashes":["'"$hashed"'"], "emailToNotify":"[email protected]"}' > meetingNotes.chainstamp 
We will launch a paid api service soon with api keys etc. for businesses or apps that need frequent timestamping.
Website: The web version lets you drag and drop files and choose from 3 payment/timing levels with (basic(free), simple, pro). We just lowered our timings and prices significantly. Source of client website is viewable on github.
When you drag and drop files, they are not submitted to our server just the hash of the file is submitted. Review the client code to check or view your network tab in browser console to verify. You can also run website locally.
Pro service submits your tx immediately and costs $7.99 (while supplies last). You can pay in BTC or credit card (stripe). For anonymity choose BTC of course (we receive to unique addresses).
What it is good for: Prove a document existed at a certain point in time (proof of existence). It is great for any legal or compliance related docs, for copyright purposes, photos (journalists), or for just timestamping any data. In Italy a business is using our site to timestamp some of their database records on a regular basis so they can prove the data has not been altered.
Why we did it: I know there are a bunch of other timestamping services out there (opentimestamps, originstamp,etc) but I think the area is still underused by people and businesses.
We are going to try to keep fees low and delays at a minimum. So no more waiting for 24hrs for a timestamp you need quickly. Let us know what other services you want.
submitted by paulgoldstein to Bitcoin [link] [comments]

PayPal vs Stripe - which is right for your business?

Hey Entrepreneurs,
I'm here to offer a detailed comparison of PayPal and Stripe. I hope this post can help some of you with this difficult decision.
Disclosure: I work for Control, a small startup that aggregates payment data from PayPal and Stripe into a single dashboard. So we like both platforms, and try not to pick favourites :)
Still, there are some key differences between PayPal and Stripe that I'll get into today. If you want this content with cool visuals, head on over to this post. Otherwise, sit back and relax, it's time to get started!
PayPal vs Stripe — Transaction Fees
Before digging into what’s different between Paypal and Stripe, let’s look at what’s the same.
In the United States, both PayPal and Stripe charge the same basic fee: 2.9% + 30c per successful transaction. These fees vary by which country you’re trading in, but the two payment processors charge generally about the same.
Here is some more detailed information about transaction fees for each.
Stripe Transaction Fees:
PayPal Transaction Fees:
Micropayments
Stripe and PayPal have different policies when it comes to micropayments (typically thought of as charges of less than $10 or $12).
PayPal currently offers 0.5% + 5c US per transaction under $10, whereas with Stripe, the basic rate applies.
As you can see, PayPal is currently a better option for micropayments.
Access to Payments
Stripe allows its users in the US to access payments on a two-day rolling basis. Other International countries have a 7-day rolling transfer schedule. PayPal allows merchants to access funds within 3-4 days.
Set Up
Getting up and running with PayPal is incredibly simple. All you’ll need to do is copy and paste a few lines of code onto your website. Once this is complete, you’ll see the instantly recognizable “Buy It Now” button which will allow you to start trading.
On the other hand, unless you have a web developer in-house, or have dev knowledge yourself, setting up Stripe can prove tricky. The payment processor is built for developers and the Average Joe might have a hard time navigating the lines of code that come with installing Stripe as your payment processor of choice.
User Experience
Stripe, on the other hand, have API nailed down. Their interface allows for developers to build on a pre-existing framework and explore Stripe’s plethora of features.
Unless you pay for PayPal Advanced or Pro, your customers will be redirected to a PayPal payment page, and therefore exiting them from your website. With Stripe, you have the ability to create a checkout on site which provides a better user experience.
PayPal vs Stripe — Which should your business choose?
The ultimate decision of choose PayPal or Stripe depends on the needs of your business. If you’re looking to trade internationally, think about whether offering Stripe alongside PayPal will help you save on transaction fees. If you’re looking to trade strictly in the US only, calculate whether investing in Stripe will be worth doing.
If you choose to run both PayPal and Stripe payment processors, this will give your business greater payment visibility, allow you to accept international payments with ease, present the opportunity to integrate a modern API with your website, and help establish your brand or business as one that’s up to date with the latest in payment technologies.
That's all we've got for today! Hope some of you found this write-up valuable.
Which payment processor do you prefer for your business?
submitted by the_long_bridge to Entrepreneur [link] [comments]

Best of the best Q&A Stephens and Shingos. Universall Wallet, Fiat Gateway, BQX Token, Security, Predictions, Supply

Product
Shingo, [28.10.17 20:27] We have our ideas about how we think businesses could use blockchain, but as we all know, we have seen people come up for use cases of blockchain in areas and industries that we could never have imagined. What is important for us is to make sure that we build our platform as generically as possible since we really do want to build up an ecosystem on top of these open protocols. This is much akin to what RedHat does (which is package up and support the open source Linux software). Another way to look at it is where we sit on the tech stack for blockchain. For those of you who are familiar with the OSI model, we sit in the blockchain equivalent of layer 5 or 6. Ethereum is an incredibly powerful layer 4 tool that facilitates an ecosystem that we are trying to build. People who built on top of Bedrock would be layer 7. Our consumer facing products would also sit at layer 7. I think a lot of people are taking the wrong approach to blockchain with regard to businesses/enterprise. To my knowledge - I haven't seen anything that a private blockchain does better than a well organized database and data schema - and I don't think blockchains were ever designed to be data storage mechanisms since there are no inherent advantages that the structure gives. What blockchain does afford is the infrastructure to rethink public structures and to distrupt current trust models. In other words - two participants in the NASDAQ markets can't trust each other the same way that two employees at Microsoft can. What we are trying to do is package up open protocols for real business use cases. Instead of building Ethereum clones on Azure, build a financial structure on Ethereum Mainnet
Shingo, [16.11.17 17:19] [In reply to Josh: I’m wondering how much BQX would I need to spend to use the platform? Is it gonna be a subscription thing or pay per use?] We are making a rate card - it really depends on what features you want. We want to make it free and painless to a newbie user. A lot of the tokens will likely be consumed in our Enterprise services and API services since we want to be charging more to companies than individual consumers. We will release more information once it is ready!
stephen corliss, [26.10.17 23:20] [In reply to Long Ton: Will there be uses for the BQX token not previously mentioned? Tricks up the sleeve?] Interesting proposition though isn’t it?.... I’m not sure about all-purpose but it surely has many. During the early stages of any company, you can only analyze what you know and then adjust for future events using 2 or 3 risk variables. As we cannot reveal the entire picture just yet, what you should be sure to do is at a minimum analyze BQX based off of the Whitepaper. As long as you have this, as new information comes out all you will need to do is amend your model. Much easier this way.
stephen corliss, [15.11.17 14:51] [In reply to Aamir: Sorry if this question has been asked before. As you were the COO for blackrock a few years ago, could there be a potential partnership in the future?] I would answer this broadly. Considering my long history with our traditional side brethren, I would say that it would be silly, if not irresponsible, of me not to leverage relationships and networks. So, because we are building a Multi-Sided Hybrid Financial Platform that solves real problems for BOTH consumers and businesses, both financial and many others, I would fully expect that we will leverage all of these relationships pre and post my time in global finserv to bring them into our eco-system.
Shingo, [02.09.17 01:24] [In reply to Zev Rector: how do the baskets get made?] Wallets will be entirely user directed and owned. Universal wallet is like a keychain and one-click diversification is like automated shapeshift with order bulking
stephen corliss, [22.08.17 23:54] [In reply to Andrew: stephen how does bqx manages the liquidity component? Is there an authorised participant in the picture similiar to a traditional etf? I also assume there will be fee savings from investing into various baskets? And will there be fees from switching the allocations of the underlying basket trades?] Hi Andrew, Our liquidity network solution acts as an aggregator to keep costs down, a bit similar to an AP for etf's but not the same. Switching Fees exist but again they are minimal because of how we dynamically manage liquidity.
Andrew: also, who will manage the asset allocation on each of the baskets? And how is each basket priced?
Users will through our UI which also provides rich information to help guide you. It is so slick & powerful but extremely intuitive. Pricing is realtime from api's.
Universall wallet
stephen corliss, [14.11.17 04:24] [In reply to JiMMy Choo: Can i ask what a UW is stephen] Our UW is an intuitive, self-custodied universal wallet that allows users to safely store, manage, leverage and “further monetize” their crypto assets in one place while maintaining complete control of their private keys.
stephen corliss, [13.10.17 13:09] [In reply to lilee: Any option for Bqx wallet user to further leverage their cold storage asset ?] Ah, I’ve been waiting for this question for a while. Maximizing the value of users assets is a major game changer. So, yes we will have some exciting things happening here. Keeping the details confidential for now so as to keep the copycats at bay...
stephen corliss, [29.09.17 13:04] [In reply to Inigo: Bitquence wallet would be compatible with all criptocoins? Yes, some coins, like POS, will be added in later phases due to their complexities and may be offered as a premium service]
stephen corliss, [19.09.17 15:29] [In reply to George: Maybe I don't fully understand the concept, but I think it's essentially going to be like a wallet where u can keep any currency and also exchange currencies?] The Universal Wallet delivers "Single point coin storage and security", which can be connected and disconnected to the Bitquence Platform when managing coins whether acquiring more, reshaping or liquidating. To enhance the self portfolio management features, users can acquire intelligence (Prediction, user performance, etc) from others on the platform enriched with custom market research data to better manage and diversify all with only a simple click. The UW will also enable payments to anyone/anywhere. This is only the tip of the iceberg as we have several additional unique and powerful features planned that will transform consumer self financial management in a way where we swing the pendulum of control and leverage back to consumers and away from dominant large conglomerates.
stephen corliss, [08.10.17 19:52] [In reply to Donkey Emporium: Have you looked into integrating your wallet with the 0x protocol? - Yes everyone has myetherwallet but would be cutting edge if you could integrate somehow with your universal wallet] This is such an important point so I hope I can be really clear. As we believe price-discovery is the difference maker when acquiring or liquidating anything of value, model optimization isn’t by yourself trying to deliver another exchange but rather by connecting to as many providers of liquidity as possible. So, with this in mind, our business development and strategic partner initiatives will include all essential sources of liquidity both new and established players. Donkey Emporium: Ok, so most likely you'll be acting as a gateway to those exchanges (paradex, melonport, ethfinex etc) - sticking to your core USP even with your liquidity layer.] It is much more dynamic than just that but at one level yes. Again, this is a new model so let me keep some things under wraps but if there is one thing I’ve seen quite a bit of over my years is trading systems, alternative trading systems, exchanges, RFQ platforms, crossing, dark pools and many more, and the best execution venues are never ones that are based off a single premise but rather those that are the most flexible and dynamic.
stephen corliss, [18.10.17 15:41] [In reply to Tamer Khalayleh: BQXStephen there may be answers to this which ive missed but ill ask anyway as it can benefit others also;
  1. Are user interactions possible? Send message to user or chat?
  2. Is it possible to store what ive invested into a portfolio to see how it develops over time (like blockfolio)? If yes, will you have access to look into other ppls portfolio? Say user has enabled setting letting other users see my port (user should have 1k bqx to be able for this feuture)
  3. Are correct predictions rewarded? Say reward x if over 90 % right, x if > 80 % right
  4. Any "wall of fame" for top 10 users with most correct predictions?
  5. Ability to follow a users activity? User x has invested in this/that or any of this kind?] Awesome questions. I’m hesitant to answer as I usually do because I think it is time to protect our competitive advantages. Competitors love our forum because of our transparency but we know their prying 👀 are there. Let me think about how best to answer as these are all important questions. Give me a minute.
Okay, my top secret evasive answers to all your 5 questions are, YES, YES, YES, YES, YES, Or said my way, Damn straight! Our plans to continuously build out Release 1 (Amber) are powerful. No messing about here.
stephen corliss, [23.10.17 00:09] [In reply to Harshad Thakar: What is your plan for security auditing of all the cool ecosystem n features implementation Shingo and eng team have been and will be working on?] I will defer the more intelligent answer to @Shingolavine but I would remind everyone the we are an upper layer in the stack that is a connector of sorts, looking and working across multiple chains. This means that we will have on and off chain activities and processes that involve both crypto specific and non-specific technology. We will employ highly detailed auditing of all essential components especially those involving smart contracts. As our structure will involve numerous highly scrutinized businesses / industries I can assure everyone that this platform will be put under a microscope for many reasons.
Shingo: Smart contracts we have done security audits. APIs are mostly unit testing and making sure they do what they are supposed to do. Front end mostly selenium. Pretty standard stuff. Testing/Security is all about following best practices and being paranoid
stephen corliss, [23.10.17 04:12] [In reply to Emmanuel Bergeron: hello i have question, suppose i am holding omisego tokens and i am getting a dividend from holding the token , if i were to use the bitquence wallet to keep my OMG coins, will i still get my dividend ?] Yes. However, as the complexity associated with solving for certain POS coins is variable, certain coins “may” be made available and considered premium, thus requiring users to pay a premium based fee to add complex coin structures to their UW. (example - POS coins who restrict users to using a coins unique wallet.) stephen corliss, [15.11.17 00:33] [In reply to Sean Considine: Will the Universal Wallet support ALL coins (all 1200+) or just the top 100 as shown on the Predictions page?] If you didn’t get a straight answer that is not good. So, at launch, it will be a subset of the total and will grow as we grow where the top 100 are good candidates for launch. As we grow, expanding the pool quickly will be essential as the UW must strive to support all assets as quickly as possible, even those more trickier ones like POS coins.
stephen corliss, [16.11.17 13:09] [In reply to Josh: I’m wondering how much BQX would I need to spend to use the platform? Is it gonna be a subscription thing or pay per use?] Its will be pay per use. We will have other premium options payable in one time fees or subscriptions depending on the product or service but entry is made quite simple.
Fiat Gateway
stephen corliss, [10.10.17 19:04] [In reply to momo: Will the application support crypto to fiat , if so how it will work and what type of methods (bank transfer, credit card withdrawal,etc )?] Our fiat model will be dynamic and multi-faceted to ensure simplicity for the consumer. The total # of options and flexibility will grow as we move along our roadmap and across national boundaries. We are keeping this close to the vest at the moment as our strategy and model is powerful and will allow us to maintain a significant competitive advantage.
stephen corliss, [20.10.17 14:24] [In reply to Sookee Yong: "Fiat integration " this is what will make bqx sky is the limit] Yes!! but there is such thing as a bad, better and best fiat strategy so the trick is to find the one that delivers the most flexibility and simplicity...! This is where one can deliver product differentiation if they get it right and don’t rush out a bad solution.
stephen corliss, [02.10.17 13:06] [In reply to Zh: It seems like fiat integration is almost a certainty and just a short matter of time before it is indeed integrated. Am I right to say this?] The solution is the heavy load so we have that in hand. So, yes we can now choose when to add it rather than be forced add it at a much later date because we didn't hv the solution. Its all about dev now so that is much easier to deal with. Zh: Sorry, what do you mean by the solution is heavy load?]
Stephen: Solving for FIAT is significant both on the dev side and the legal side. The legal side is the furthest thing from easy or short so we tackled that side first. Its basically done.
stephen corliss, [21.09.17 15:17] [In reply to Suppoman: Incredible! So re hardware wallet, you anticipate BQX support using another, or bringing out a Bitquence hardware wallet that competes with Ledger?] We haven't quite decided that one yet as we do enjoy the Ledger Nano S. We are also contemplating a Card 💳 for the UW as well!
stephen corliss, [08.10.17 19:09] [In reply to Greg: For me it's also quite long with fiat integration but Universal wallet will be soon next year so it's big advantage. Fiat i think is for a reason so late and i'd rather to be surprised if it will be sooner then later] Remember, I revealed this before. The most challenging part of fiat is finding and securing the model necessary to do this legally. We have this in hand and, in fact, it is the most viable universal solution possible. Don’t know anyone else out there who can say this. Now, solving for this allows us to focus on design and structure and deliver the functionality earlier than originally planned by at least 18 months. With our fiat solution now in hand, we can deliver fiat functionality basically anytime along our roadmap. Timing Precision is key here for numerous reasons so the great thing is having the flexibility to move it forward if necessary, which is what we now have.
stephen corliss, [15.10.17 22:13] [In reply to Johnson Berce: Can someone explain to me this issue I am thinking about . These debit cards. If in my bank I have 1$ I have $1 to use in my bank account . With a crypto debit card if bitquence is $1 and I go to McDonald’s and the price drops to .60 cents . This is my problem how can this be resolved] When we design the model for the longterm there are some things we can do but as folks have said, if you are holding anything but the currency needed and accepted by the receiving party, price conversion is inevitable. marking-to-market. I don’t want to say too much publicly ( 👀) but hedging and other basket strategies that involve uncorrelated assets can limit price volatility.
stephen corliss, [23.10.17 00:57] [In reply to Tertius De Bruin: Will u guys be implementing an instant buy funcition and if yes how will the feed be in comparison to using exchanges?] Fantastic Question!! I hate the current model employed by most of those in the industry. I don’t see any way to validate the premium one has to pay just for the sake of simplicity. Every fee paid, every basis point spread between the best bid/offer that a consumer pays means less in your pocket. We will not treat customers this way and we will always be 100% transparent UPFRONT.
stephen corliss, [23.10.17 15:10] [In reply to Tamer Khalayleh: You're planning for your fiat integration as we all know - do you have any plans to include more than USD, EU currency?] As you know, the answer to this is entirely dependent on the chosen strategy. If one chooses a payment gateway provider, for instance, the breadth of coverage is entirely driven by a partners market coverage. Personally, I believe in this space, where customer residency is so widespread, any solution that overlooks this fact pattern is a big mistake. So, our intention is to not make this mistake. We have yet to complete the full analysis but our desired outcome is clear and we will do whatever is necessary to ensure the best results for our users. The model we are leveraging is quite powerful as I believe it opens up all avenues so this does afford us some creative license in our final design.
stephen corliss, [29.10.17 22:55] [In reply to Les: Will I be able to have direct deposit from my employeer to Bqx wallet?] Ha! Another question I’ve been waiting on so thank you for asking. If you begin to piece together our big vision (and we know we haven’t revealed everything yet) I believe you should begin to see a theme. So, I’m going to answer this very honestly, YES we see this as a very viable option as we validate our model and secure the confidence that is necessary for big business to embrace.
BQX Token
stephen corliss, [28.10.17 22:34] [In reply to Ezz: Can i know what will be the use of BQX token itself] The token will power all of the transactional activity that will be made possible by the Bitquence Platform including fiat integration, basket creation, unique data and research generation, risk mitigation, fund creation , distribution and management, and so much more. Ezz: How will power all of this I mean from where it will gain value Stephen: Each one of he mentioned services, and a lot of others to be revealed soon, will require BQX. Thus all stakeholders in the eco-system will have to acquire, hold and use the BQX utility token in order to benefit from a wide array of dynamic products and services.
Shingo, [14.10.17 06:39] [In reply to ChunLin Wu: If the platform need BQX to access, how to attract lots of investors to use the platform if the token price is high?] Fees can be dynamically adjusted based on demand for services and token price. If this is our biggest problem, I'm sure we will have the money to solve it :) Stephen: We can manage any price variables dynamically to ensure BQX fees are commensurate with the product and service to keep entry open to everyone.
stephen corliss, [14.09.17 11:40] BQX are essential for users to access services on the Platform to pay transactional gas related to Basket Creation and the Universal Wallet. Although not necessary, users can also seed their baskets with BQX, hold BQX in a Basket and also in their Wallet. At some later stage, we may offer customized baskets that we manage for customers but that typically involves a specific financial license that we don't wang to entertain as of yet. Stability is not necessarily essential for "gas" as if the value of a token becomes too high or too low there are steps we can take to self adjust to ensure customers can afford to pay gas, like managing token inventory.
stephen corliss, [19.09.17 15:20] [In reply to George: Will people be able to use the nutrients platform without actually purchasing bqx coins??] Only certain features are accessible without BQX. At present they are the social and prediction features. The basket and universal wallet features will require BQX to access.
stephen corliss, [20.09.17 16:20] [In reply to JiveTalkinRobot: Many in here expect BQX to "moon" in the secondary market, isn't that counter productive?] Our objectives are to ensure the token price represents the value of the service. If its too high, we risk pricing out customers. If its too low, we potentially operate at a loss or have to increase fees, which may also upset customer dynamics. This is something we must manage carefully so we will use all the tools in our toolbox to ensure a proper balance.
Shingo, [20.09.17 20:47] Also for questions about what BQX does - it is a functional token with a variety of uses on the platform. Most notably, we have been talking a lot about having it be an API access token as well allowing people to build applications on top of the Bitquence ecosystem. This could potentially be very powerful in the same way that Stripe created a standard API to create payment networks.
stephen corliss, [23.10.17 22:14] Another way of saying this is those acquiring tokens need to understand all of the functional use cases for any coin. When deriving value for anything, one must understand all of its inputs and outputs. To keep this simple, Inputs are fees / revenues and Outputs are Costs. Why Outputs? Well, if we want to forecast price / fee levels one will need to understand where break even is before moving on to volumes, customer growth, inflation, etc etc. This is somewhat of a typical fundamental analysis. I think we agree just say it slightly differently. There are other variables in this space but I think this captures the gist.
Predictions
stephen corliss, [28.10.17 22:58] [In reply to Nico: actually i just want to know if the process of evaluation of the predictions, will be completly done by humans or partly by humans and automated?] Predictions itself will initially involve human interaction. Once the unique data is created it will then be enriched with other data including social and a broad array of conventional and unconventional data. So, it is a bit of both. Harshad Thakar: So the way I understand it is as follows [a] Combination of predictions + Intelligence Hub & UW build foundation for an extremely powerful platform that wll be used to addresse the obstacles around mass adoption. [b] moreover the intelligence hub (with various types of data) can be monetized by Bitquence by offering various service models for the partners/builders and they will need to use BQX token as gas; resulting in demand for the tokens n hence the increase in its value over long-term. Stephen: Yes, with the many numerous other products and services that we are keeping under lock and seal to protect our first mover advantage. Each one of these will significantly increase demand for BQX as it will also be needed for gas, access, etc
stephen corliss, [08.10.17 22:24] [In reply to Donkey Emporium: With your predictions would you essentially be able to buy futures contracts on cryptocurrencies? - like via the CME?] Not initially as this would clearly trigger derivative registrations across all major markets, which is not ideal at this stage both from a capital consumption and strategic plan perspective. However, because of the legal model we will build everything on we can hook into other CFD providers quite easily and still comply with rules across multiple juridictions
stephen corliss, [09.10.17 14:16] [In reply to Greg: Number of predictions will be limited somehow? Otherwise if there is no risk to bet, people can make many predictions and just hope for lucky shot. Or there will be some points and reward only for top points user?] Only one prediction per user per coin per contest
Circulating Supply
stephen corliss, [03.11.17 15:17] As you know, BQX has a Total Supply of 222,295,208. Of This Total Supply, 40% was reserved “exclusively” for the liquidity pool, which means 88,918,083 BQX will never become part of the Circulating Supply. The Liquidity Pool should be thought of as simply a source of collateral, not to be bought or sold in the marketplace. This leaves a MAX Circulating Supply of 133,377,125 where 71,883,993 are currently in the marketplace. The remaining 61,493,132 tokens are for Operating Purposes and will be added “only gradually” to circulating supply as/when the company uses them for technology, operational, and other related costs on a monthly or reoccurring basis. I hope this helps.
stephen corliss, [03.10.17 13:06] [In reply to Max: Where do these coins come from ? If the supply is limited and people can't lose coins with bad predictions, won't you run out of coins and be unable to pay rewards at some point ?] BQX is used by users to pay transaction fees so this is important to not overlook. Second, in the immediate phase, additional BQX pools were created from mining during the token sale, which we can draw from for these marketing related costs. Thus, we will not run out of tokens as there will be fees coming in.
stephen corliss, [03.10.17 14:14] [In reply to Yoyo: So how would new bqx enter the market] The pools are something to not overlook as they are drawn from for various corporate expenditures including marketing and outsourced activities such as content and data generation as just one example. Other potential programs we will offer (think of them like you would POS but it is not a direct correlation) to reward users can involve common elements such as rewarding users who develop a "following" on the platform, rewarding users for inviting and bringing new validated users to the platform, creating investment strategies that are desired by other users, I will stop there as the rest are highly confidential at the moment... Don't want to tip our hands to all of our competitors but I assure you that these other programs are transformational and extremely powerful that benefit users in 2 ways, first with a powerful user experience and secondarily as additional ways to generate rewards.
Adding to another Exchanges
Shingo, [28.10.17 20:27] We have our ideas about how we think businesses could use blockchain, but as we all know, we have seen people come up for use cases of blockchain in areas and industries that we could never have imagined. What is important for us is to make sure that we build our platform as generically as possible since we really do want to build up an ecosystem on top of these open protocols. This is much akin to what RedHat does (which is package up and support the open source Linux software). Another way to look at it is where we sit on the tech stack for blockchain. For those of you who are familiar with the OSI model, we sit in the blockchain equivalent of layer 5 or 6. Ethereum is an incredibly powerful layer 4 tool that facilitates an ecosystem that we are trying to build. People who built on top of Bedrock would be layer 7. Our consumer facing products would also sit at layer 7. I think a lot of people are taking the wrong approach to blockchain with regard to businesses/enterprise. To my knowledge - I haven't seen anything that a private blockchain does better than a well organized database and data schema - and I don't think blockchains were ever designed to be data storage mechanisms since there are no inherent advantages that the structure gives. What blockchain does afford is the infrastructure to rethink public structures and to distrupt current trust models. In other words - two participants in the NASDAQ markets can't trust each other the same way that two employees at Microsoft can. What we are trying to do is package up open protocols for real business use cases. Instead of building Ethereum clones on Azure, build a financial structure on Ethereum Mainnet Listing on exchanges is part of our customer acquisition strategy. We want to get more people involved in Bitquence and excited for when we begin our product releases. As much as we can, we want to utilize the infrastructure of the crypto community to spread our message of mass adoption. We are looking long-term to make the vision a reality. Getting exposure on a major platform is always positive
stephen corliss, [13.10.17 17:00] [In reply to CryptoHodl: Does Bitquence have any plans to get on Bittrex?] They are on the radar, of course. Bittrex is a different animal versus others as we have absolutely no bearing on the process or timing. It appears they have changed their token onboarding process (as they should have) and it seems they have also walled themselves off from all direct communications with potential tokens. Not sure if that is by design or not. They have everything they need from us for any “future” listing but it may just come down to user demand where the popularity of BQX warrants them to act sooner.
Shingo, [23.10.17 05:04] The only reason we would want to get listed on more exchanges is if we were excluding customers due to the current set of exchanges or for the publicity
Security
stephen corliss, [12.09.17 15:22] [In reply to Inigo] The security issue is first very important so the advice given by your peers is right. With regards to the correlation you are drawing, I would say the BQX users will hold their own keys and store them in their cold storage of choice. Nothing of yours moves onto the platform unless you are building a basket then it is temporary. Once the transaction is done, everything moves off the platform and back to your cold storage. Nothing is ever left on the Platform. Whereas with Exchanges you have to decide to move it off or not.
Shingo, [15.09.17 23:11] [In reply to Ke: Is it correct to assume that in 1 year or 2, if bitquence delivers the ultimate universal wallet as we believe then there would be no need for nano S or Trezor or at least the price of these items will be severely reduced because of lesser demand? Stephen especially if it's cold storage right?]
The way that our "cold storage" works is sort of like a "nano ledger in the sky". Again sort of. The private key never hits the internet just like a normal hardware wallets, but you have to trust the transaction signing mechanism. If this sounds dangerous, this is exactly the same level of trust that you have with a nano ledger. You trust that the nano ledger is signing the transactions in a trustworthy way in the same way you will be trusting that Bitquence will sign the transactions in a trustworthy way. Your private keys will always be under your control. Bitquence will hold only encrypted keys for your convenience (hence the "managed universal wallet"), but you will hold the only unencrypted copy. That means if you close down your account or just decide to leave Bitquence, you can still go use the same keys somewhere else and your funds will be secure. Hope this is helpful
stephen corliss, [03.10.17 12:42] [In reply to Jochen: Stephen, how safe can the storage of coins be of Bitquence in comparison with a hardware wallet like Ledger Nano S? Pro's and contra's] I don't want to reveal too many details yet so as to protect our intellectual property and solution but we see it as at least compatible if not improved as we are also trying to tackle the issue with lost keys equal lost assets for consumers. For mass adoption to be achievable, this problem has to be fixed.
stephen corliss, [14.10.17 15:40] We see cold-storage as a game changer for consumers as it gives you the ability to maximize your influence over others who may want to use your idle tokens. This means we can deliver new products and services that allow you to generate additional yield (returns) on your assets other than price gains or interest paid by your POS coins. Think of similar traditional products such as those involving securitized and structured products.
Shingo, [23.10.17 19:30] [In reply to Daniel Power: Is Bitquence going to be open source when it releases?] Some pieces will be. Some others will not. We want to preserve competitive advantage as much as we can
Shingo, [29.10.17 22:34] [In reply to Aleksander Lien: about your wallet and cold storage! Are They safe as normal bank account!? Like if i store all my values in There , and as long as i dont throw my key/passwords around , The storage can not be hacked, at all?] I would say safer than a bank account since you own it. The private keys are always under your control and we actually don't even store your private keys. What do provide, however, is encrypted version of your private keys so that you can easily access them whenever you want. Important to note that these encrypted private keys are completely useless to us and only useable by the user.
stephen corliss, [06.11.17 04:26] [In reply to lilee: How Bitquence ensure the platform users is protected from financial risk management point of view ? As some user will be common people less savy in financial investment,we don't want situation like ICOs where there is a lot of scams.] Every company, project or developer must have a reputation, be fully kyc’d and staked by purchasing BQX which will be utilized as gas. Anything presented on the platform by these groups that involve consumer facing products and services, will have to also meet an extensive compliance review as well.
stephen corliss, [11.11.17 20:49] [In reply to Burghardt: Lets asume I am using Bitquence and bought Stratis, Bitcoin and some Ethereumtokens. The USGoverment shuts down BQX from one second to another. The website is gone. Am I able to get my coins? Second scenario .. lets asume hackers are hacking Bitquence. They have all your data, which is online. Are my coins save?] Thanks for the question. First, your coins will be hidden away under your mattress (cold-storage) so in your example, our site being shutdown will not impact your assets. Second, the same is true with hackers, as we don’t have your assets like exchanges do so there is nothing to steal. Clearly 2fa and encryption is key from the users perspective so we are also helping here to ensure the assets under your bed are as safe as possible.
Taxes
Shingo, [16.09.17 03:17] Regarding taxes, we already have plans to allow you to export transaction history in csv so that you can do your taxes. Agree with Dean that it would be impossible to calculate each individual's tax without sophisticated software but we can give the tools to make it easier
Shingo, [16.11.17 18:00] [In reply to Bodhisattwa: since bqx plans to be a one stop shop for an individual. When in the future regulation comes in with respect to taxation of crytpo will the platform have paid features where an individual can get personalized information on his tax liability on the basis of assets and investments made on the platform. Maybe it can start with countries with largest user base first and then other countries... If that is done I feel bqx will definitely will be the place people go for crypto investments. Your thoughts would be appreciated ..:)] Yes! Although I anticipate it will be something more like an API connection into another crypto tax calculator (of which there are many), but we will allow exporting transactions to help calculate tax liability *Stephen: * Yes! Think of tax-loss harvesting and all of the strategic ways consumers can manage tax liabilities. This will be part of the design!
BQX Token Price
Shingo, [03.11.17 19:19] Guys. We are not interested in simplying pumping the price with news. We are about more than that. We are about building a movement that can change the way the financial system operates. News will come when we are ready to release it and we are hard at work building something awesome. I'm not going to talk about anything we aren't ready to reveal.
stephen corliss, [28.10.17 15:18] In my view, prices are driven by demand that stems from existing and potential use-cases, which is also clearly exaggerated by speculative demand. This also applies to BQX. What are the use-cases for BQX and thus, what will be demand? As you know, I believe we sit higher in the stack where we look across a multi-chain universe that will only grow in number. This is important as I believe diverse options will continue to grow, which will increase complexity exponentially only making mass adoption all the more difficult, if not impossible. As such, we need a communication layer of sorts that can interpret and interact with all of the diverse options to ensure the value of each can be recognized. In the financial space, the ability to interpret all of this complexity is absolutely essential as all of this new functionality and value is also represented by coins. So, okay, sure an interpretive layer seems necessary. But what the heck does this mean? This means solutions are necessary for all stakeholders (existing and future) in this space in order to extract all of this potential. We will extract all of this potential by developing an eco-system that removes complexities and creates an environment that allows stakeholders to participate in this new economy across a dynamic platform with simplicity and ease. Okay, how will this create demand for BQX? First, because BQX is what represents the interpretation of all of the underlying events. If i want a coin or cryptoccy, all I need is BQX as Bitquence will do all the rest. No need to go here, there or everywhere. Just one single place that simplifies the entry point and without sacrificing the benefits associated with each chain, coin or ccy. Okay, sounds okay. Now what? Well, now that we have simplified the entry, and exit, points we can now create new and dynamic products that all leverage the interpretation layer. By doing so, we solve problems for all stakeholders up, down and across the entire foodchain who are looking to interact with crypto consumers. Lets step back for a second and think about what is happening with traditional industries. If it is not obvious to everyone, I believe industries are moving towards models that will most likely embrace either Private or Semi-Private Consortium blockchain models. What does this mean for those big firms who can afford to do this? What does this mean for those firms who cannot? This means they will need to leverage other platforms that can remove complexities, simplify and open up access to a whole new world. What will power and be necessary to access all of these solutions to each of these diverse stakeholders? Which platform, what products or services? I think I know the answer to these questions. That is all I can say at the moment, actually maybe a bit too much really...
submitted by Greeegi to Bitquence [link] [comments]

Here Is a Summary of the Most Popular Payment Gateway Solutions

We recently posted a question about what payment gateways you used and why (you can see that Q here ), and wanted to follow up with a summary of some of the most popular ones out there should you be looking to compare solutions:
Braintree
Braintree has become a competitive payment gateway since its launch in 2010. Eventually getting acquired by PayPal, Braintree now operates as a “PayPal Company” and could be one of the most progressive movers in the payment industry.
They accept payments from PayPal, Apple Pay, Android Pay, Venmo, and even Coinbase (bitcoin)! And, of course, they process traditional online payments as well. What’s notable about the company is their expansion into alternative payment methods. If your target demographic purchases through one of these alternative methods, you might consider Braintree as your payment gateway.
Supported Platforms: Bigcommerce, Magento, Spree Commerce, WooCommerce, Shopify (See other integrations here )
Processing Rates
Contract
There are no contract requirements with Braintree, and you get to take all of your customer data with you for free!
Clients: Bonobos, Airbnb, Uber, Casper, and more
Stripe (what we prefer to develop with)
Stripe began with a simple purpose: make it simple for businesses to do business online. They have a bit of a different appeal in that they build for developers, not merchants. This is an interesting approach for the company and shows their true vision is in the future.
By listening to and working with developers first, the company can be on the forefront of building progressive payment solutions. This was the case with their recent launch of Relay for Stripe.
If it is important for your company to be on top of capturing sales in a “non-traditional way” (through a third-party app, via marketplace, through subscriptions), then Stripe could be the right solution for you.
Supported Platforms: Bigcommerce, Shopify, WooCommerce, Magento, Spree Commerce (see other integrations here )
Processing Rates
Contract
There are no contract requirements, but you must have to agree to the Terms of Service & Privacy Policy.
Clients: Harry’s, Fitbit, Task Rabbit, Lyft, and more
Authorize.Net
Authorize.Net has been in the payment processing space for a while – since 1996. Because of its seniority in the space, this provider has maintained a decent portion of the payment gateway market share. Like the above-mentioned gateways, Authorize.Net provides similar fraud protection services, subscription capabilities, and simple checkout options.
The downside is that if you need to transfer your data, you cannot do it as seamlessly as Braintree’s free migration service. If you want to eventually leave Authorize.Net you will have to redo the entire process of collecting payment information from your clients for recurring billing and payment method. Not fun for you or for customers. On the bright side, Authorize.Net has a friendly interface and allows you to get fairly granular with your security settings so this is a nice plus for your development team (learned this from blk_slp)
Supported Platforms: Bigcommerce, Shopify, Volusion, WordPress, Magento (see other integrations here )
Processing Rates
Contract
Authorize.Net has a month-to-month option with no early termination fees, but if you choose to go through a reseller, you may encounter a contract and termination fees. Here is a detailed list of the “fine print” of their services agreement.
PayPal
The name “PayPal” is synonymous with online payments because they spearheaded the movement back in the late 90s – and they’re still going strong today. As mentioned above, they’ve acquired Braintree and now have that and Venmo under their belt. PayPal has also since separated from eBay, so they are one powerful and progressive entity on their own.
PayPal is a great alternative or “back up” solution to any other gateway solution you may have on your site. You can, of course, use it as your sole solution, but many brands have it as an alternative choice at checkout. Why? It’s a time saver and an alternative to people who do not wish to dole out their credit card info to every retailer they are purchasing from.
With over 165 million users it’s definitely a trusted platform, and chances are a good portion of your demographic has a PayPal account. This could be a good “backup” gateway for you to implement and do some A/B testing on your checkout experience. It could be the difference in making or losing a sale.
Supported Platforms: ALL. Since PayPal usually redirects to its own site, no platform integration is necessary. If you want to integrate with PayPal Express, the redirect is skipped entirely and the necessary information is provided by the Express API.
Processing Rates
Contract
Paypal does not have a contract obligation and you can cancel at any time. You do have to comply with the PayPal user agreement which you can read in full here.
Clients: You can see an exhaustive list of PayPal’s store directory here.
Amazon Payments
Amazon Payments launched in 2007 with the goal of providing users the same checkout experience they recieve from Amazon.com on other sites. Like PayPal, your customers’ transaction(s) can be conducted through Amazon Payments without leaving your website (conducted “inline”).
A plus about Amazon Payments is that your customers can have access to their 1-click shipping options, which is a feature of the Amazon.com checkout that highly increases conversions. If your customer base shops on Amazon, introducing this feature could greatly speed up your checkout process and, therefore, increase conversions.
Supported Platforms: Magento, Shopify, WooCommerce, Volusion (see other integrations here )
Processing Rates
Contracts
Amazon Payments does not operate on a contract and you can cancel your account anytime. Read more about cancellation here.
Clients: Patagonia, Jockey, Honest.Co, Blick, and more
Orbital Payment Gateway by Chase Paymentech
Chase is quite a big name to be moving in the payment gateway space. Naturally, it comes with pros and cons. One of the pros of choosing Orbital Gateway as your solution is that you may be able to get a much lower processing rate than offered by any company listed here (more on that below).
The main con stems from dealing with such a large entity. When companies are this large, they have problems maintaining customer service and providing a high quality product. Don’t expect the level of customer service from Chase that you’d get from PayPal. So, the processing rate is attractive, but it comes at a cost. Additionally, reviews of this gateway show that Orbital is very good at tailoring their pricing to the business versus a flat-rate for all types. If you are looking to lower your cost on processing rates, Orbital may be the right solution for you.
This solution has, however, racked up a lot of negative reviews.
Supported Platforms: Magento, Shopify, WooCommerce
Processing Rates
Contract
Orbital Gateway has now moved away from a contract agreement (though if you purchase through a reseller you may still encounter this) and is now on a monthly model. However, if you sign up to receive equipment from Orbital, you will probably encounter a 24-month service agreement.
World Pay
Another one of the original online payment providers, WorldPay started processing online payments in 1994. They are a global solution and have over 150,000 clients in the U.S. alone. However, because they are such a large company their customer service suffers.
Additionally, there may be some cancellation fees depending on what your WorldPay rep sets you up with in the beginning (more on that below). WorldPay is attractive in its lower rates, but it seems to be laced with fees and charges. Like Orbital, if you are looking for a lower processing rate, this gateway could be the right solution for you – but it’s going to come with a tradeoff. Overall, this solution seems outdated in both interface and pricing model. Our advice would be to read as many reviews as possible before using this solution.
Supported Platforms: BigCommerce, Magento, Spree Commerce, Shopify, WooCommerce
Processing Rates
Contract
With WorldPay, you have a contract of 3 years. Should you choose to cancel early, your fees can be anywhere from $95 – $295. You can read more about their contracts and cancellation fees here, and also take a look at the actual Terms & Conditions on their site.
That wraps it up! Thanks to the users who gave feedback in the original question - your insight helps so much. Especially from a developer's perspective as many people in this sub are owners/biz devs so it helps to have the technical perspective.
submitted by bluestoutdev to ecommerce [link] [comments]

Stellar Lumens HODL alert: 2017 Round up, Partnerships, 2018 Road Map

THIS ARTICLE IS STILL UNDER CONSTRUCTION!!!!!
Stellar Lumens HODL alert: 2017 Round up, Partnerships, Lumens vs. Other Cryptos
Welcome everyone! The future of Stellar Lumens is bright! Today we will look at the accomplishments of Stellar.org in 2017.
. .
2017 Round Up
IBM / Stellar Partnership
• Kik Messenger’s KIN coin to move from Ethereum to Stellar in 2018
• Stellar ATM introduced in Singapore
• Jed McCaleb confirms IBM/Stellar has 30 banks on board (Youtube Video)
Lightyear.io enables forward thinking financial entities to easily join the Stellar ecosystem.
• IBM adds 8 new validators from 8 different countries onto the Stellar network (article)
Forbes calls Stellar “venmo, but on a global scale - and for larger bodies like banks and corporations.”
• Stellar Lumens Is Up 6,300% Since March and Is Aiming for Big Blockchain Partners (article)
• Many new partnerships (listed below) that will be using the Stellar network in 2018.
Binance and GoPax Exchanges Adds Stellar
Ledger Nano S support is now available for Lumens (XLM)
• The next coin to break into the top 10 cryptos (article)
.
.
2017 Partnerships & Financial Institutions
IBM - is an American multinational technology company headquartered in Armonk, New York, United States, with operations in over 170 countries. IBM partnered with Stellar to help financial institutions address the processes of universal cross-border payments, designed to reduce the settlement time and lower the cost of completing global payments for businesses and consumers.
SatoshiPay - a web payment system that helps online publishers monetize digital assets like news articles, videos, or PDFs in tiny increments without friction.
EXCH.ONE - is a FinTech software company based in Switzerland currently working to integrate its platform and its first technology adopter Euro Exchange Securities UK Ltd. into the Stellar network. This addition to the Stellar network will bring access to currency markets of South and Central America,UK and a number of EU countries.
Novati (ASX:NOV) - is an Australian-based software technology and payment services provider. Novatti is currently working to integrate it’s platform into the Stellar network with the ultimate aim to build a global money transfer solution to provide cross border, cross currency and cross asset payments.
Pundi X - is an Indonesia based fintech company that provides POS device, debit card, multi-currency wallet that empowers individuals to buy and sell cryptocurrency at any physical store in the world. They say "buying cryptocurrency should be as easy as buying a bottled water."
MoneyMatch - is a Malaysia based fintech startup that provides a fully-digital peer-to-peer currency exchange platform for customers to transfer and exchange foreign currencies with complete ease and at great value. The company plans to integrate with the Stellar network and enable pay in and pay out from Malaysia.
Streami - is a Korea based fintech company that offers blockchain enabled cross-border remittance service and recently launched a cryptocurrency exchange. The partnership extends both on the exchange side and remittance operations.
Neoframe - is developing and marketing trading solutions for big brokerage firms in Korea and extends its business to blockchain based applications. Neoframe developed high performance centralized cryptocurrency exchange as well as secure wallet solutions and is working with big financial players. The company is planning to launch a remittance business for ASEAN countries (Thailand, Vietnam, Indonesia, Malaysia, Philippines, Singapore, Myanmar (Burma), Cambodia, Laos, Brunei) using Stellar.
SureRemit($RMT) - is a Nigeria based global non-cash remittances company. SureRemit leverages the Stellar blockchain platform to connect immigrants abroad directly with merchants that provide the services needed by their loved ones back home. With Remit tokens, immigrants all over the world can access digital shopping vouchers that can be spent on goods and services at accepting merchants wherever they are.
Cowrie Integrated Systems - is a Nigerian based Value Added Service Provider. Cowrie provides services at the intersection between telecoms and finance. Cowrie recently joined the Stellar network to bring novel fintech services to the African market.
Smartlands - is a Stellar-based platform designed to create a new class of low-risk tokens, secured by real, profitable assets in the real-world economy. Smartlands is designed to promote investments in the agricultural sector by allowing investment in individual projects, agricultural companies or indexes of groups of projects. These investments will be fully collateralized by agricultural real estate, other productive assets such as fruit or nut trees or, in some cases, the actual crop.
Klick-Ex - is an award winning regional cross-border payments system delivering financial infrastructure for emerging markets. It has been responsible for dramatic uptake in digital financial services in unbanked regions of the world, and lowering costs for banks, central banks and consumers in low liquidity currencies. Its key presence is in the Pacific and Europe, and it is a founding member of www.APFII.org processing more than 775,000 transactions per second, per billion of population (source).
Mobius - Mobius connects any app, device, and data stream to the blockchain ecosystem. Our simple and easy to use bidirectional API allows non-blockchain developers to easily connect resources to smart contracts and more. The Mobius MVP acts like Stripe for Blockchain by introducing innovative standards for cross-blockchain login, payment, smart contract management, and oracles. The Mobius Team includes David Gobaud, Jed McCaleb (Stellar.org founder), Jackson Palmer (creator of Dogecoin), and Chandler Guo (notorious Bitcoin & blockchain investor).
Chaineum - Chaineum, the first French ICO Boutique, will use the Stellar network for upcoming ICOs. “Chaineum is positioned as the first “ICO Boutique” in France, providing a range of end-to-end services to companies and international start-ups wishing to develop with this new funding mechanism. Chaineum is preparing 8 ICOs by the end of 2017, for European, North American and Asian companies, of which cumulative amount could reach € 200 million." (source)
Poseidon Foundation - Poseidon will simplify the carbon credit market with the creation of an ecosystem built on Stellar.org’s blockchain technology. This technology will prevent double counting of carbon and will be consistent across jurisdictions, making it easier for companies to deliver and measure progress towards their climate targets or other goals such as deforestation-free commitments.
Remitr - Remitr is a global platform for cross border payments, licensed in Canada. Remitr uses the Stellar network for international settlements for businesses as well as other payment partners. Remitr’s own payout network of 63 countries, comprising several currencies, is extended onto the Stellar network.
MSewa Software Solution (MSS) - MSewa Software Solution (MSS) Payments provides a one-stop digital payment service available across the Globe. MSS Payments aims at serving the consumers (Banked, Unbanked and Underbanked) with mobile banking facilities on the move from anywhere by transferring funds in their mobile phone.
PesaChoice - PesaChoice is a leader in international bill payment services for the African diaspora. PesaChoice aims at making international bill payment process easy, seamless, secure, with reasonable and competitive service fees, and up to date technological advances.
SendX - Singapore based SendX, in partnership with Stellar, is the better way to move money worldwide. The SendX team believes that the future of transactions is decentralized and distributed, bringing true equity to everyone across the value chain.
VoguePay - VoguePay, with offices in the United Kingdom and Nigeria, is partnering with Stellar to become the cheapest and most efficient way to send money between the United Kingdom and Nigeria. In the coming months, they expect to expand this service to other selected African countries.
HashCash - Hashcash consultants build financial solutions for banks and financial institutions over blockchain. We leverage the Stellar platform to build products that vastly improve the remittance and payments experience for banks and their customers. Transfers happen lightning fast at a fraction of current rates and operational cost is significantly reduced. HashCash is headquartered in India, with operations across South Asia and the Gulf.
.
.
Stellar Lumens vs Other Cryptocurrencies
Lumens vs. Bitcoin: Jed McCaleb spoke at Distributed Markets in 2017 about the advantages, but more importantly, the disadvantages of Bitcoin. Listen to the talk here. Jed said, “Bitcoin is this awesome innovation. The first thing it does is converts a real world resource, electricity, into a digital asset. So it takes something from the real world and puts it into the digital realm. The second thing it does is provides immutable public record. It’s basically a database that everyone can see but no one change arbitrarily… That’s great, Bitcoin solves the double spin problem [ of proving possession and transmitting volume]… [However, to fix the problems of bitcoin] you might think well maybe we’ll just kind of keep adding [software] to Bitcoin until we get there, but that’s not really the way software works. You want to have the design from the beginning and solve these simple issues. Bitcoin was designed to be a new currency, it wasn’t really designed to be this unifying universal payment network. So that’s what Stellar does. It solves these three remaining issues.”
Lumens vs. Bitcoin #2: According to wired.com, "Bitcoin mining guzzles energy - and it's carbon footprint just keeps growing." Wired says "Today, each bitcoin transaction requires the same amount of energy used to power nine homes in the US for one day... The total energy use of this web of hardware is huge—an estimated 31 terawatt-hours per year. More than 150 individual countries in the world consume less energy annually. And that power-hungry network is currently increasing its energy use every day by about 450 gigawatt-hours, roughly the same amount of electricity the entire country of Haiti uses in a year." Because Stellar is based on a consensus algorithm rather than mining, it takes much less energy to run the Stellar network. The Poseidon Foundation decided to build their platform on Stellar rather than Ethereum or Bitcoin because of this (twitter source).
Lumens ICO tokens vs. Ethereum ICO tokens: According to Stellar.org, "traditionally, ICO tokens have been issued on the Ethereum network in the form of ERC20 tokens. ERC20 tokens are easy to issue and are infinitely customizable using Ethereum’s smart contracting language. However, recent events have highlighted and exacerbated some weaknesses of the network, including slow transaction processing times for the network during ICOs and increasingly expensive gas prices (by fiat standards) for transactions and smart contract execution. Moreover, many organizations require only basic tokens; they adopt the risk of Ethereum’s Turing complete programming language without taking advantage of many of its benefits."
"While Ethereum has the most expressive programming capabilities, we believe Stellar is the best choice for ICOs that do not require complex smart contracts. Stellar’s primary goal is to facilitate issuing and trading tokens, especially those tied to legal commitments by known organizations, such as claims on real-world assets or fiat currency."
Stellar vs. Ethereum #2: The median transaction time on Stellar is 5 seconds, compared to approximately 3.5 minutes on Ethereum (source). Stellar has a negligible transaction fee (.00001 XLM ~= $0.0000002) with no gas fee for computation, while depending on the complexity of the computation, the median cost for a transfer on the Ethereum network is $0.094. Security: While both Stellar and Ethereum run on a decentralized network, the Stellar network has fewer security pitfalls. Stellar uses atomic transactions comprised of simple, declarative operations while Ethereum uses turing complete programming capabilities which produces less auditable code and greater risk of exploitable vulnerabilities (source). Recently, a security flaw in the Ethereum network froze millions of dollars. According to Mobius ariticle written by David Gobaud, "On November 6, 2017, Github user deveps199 'accidentally' triggered a bug in Parity, a popular Ethereum mult-sig wallet, that froze more than $152 million in Ether across 151 addresses. The bug impacted several token sales including Polkadot, which has had ~$98 million out of its recent $145 million sale frozen."
"Mobius had none of its ongoing pre-sale Ether frozen because we do not trust Ethereum’s Smart Contract based multi-sig wallets given the vast Turing complete attack surface and did not use one. Security broadly is one of the main reasons the MOBI token that powers the DApp Store is a Stellar Protocol token and not an Ethereum token."
Lumens vs. Ripple: According to Wall Street Bitcoin Exchange, "Many investors like to compare the company [Stellar] to Ripple, and there are a lot of similarities, being that some of the founders worked on the Ripple team. In what can now be looked at as another blockchain development drama that plays out on chat boards and in interviews all across the globe. Stellar declared they fixed Ripple’s problems with their hard fork, however, Ripple has failed to admit to any of the flaws in its design that the Stellar team has pointed out." The article concludes by saying, "We Choose XLM Over XRP For 2018. That is why we are going with Stellar Lumens over Ripple in our portfolio for the rest of 2017 and 2018. After holding Ripple for a long time this year, it just never seems to make the big break like other names with bigger market caps like Bitcoin Cash, Dash, and Litecoin have. While we are holding on most all our larger market caps, we feel that Stellar Lumens will be one of the break out coins for 2018."
.
.
Conclusion
The stellar.org team is doing an amazing job making partnerships and pioneering the use of blockchain technology for various types of transactions. What we are seeing is a new technology that can actually be used to solve real-world problems. As a community, we need to continue supporting Stellar and we will quickly see it power transactions across the world. What are your thoughts about Stellar? What do you see in the future of Stellar? Any important news you want to share? Comment below.
submitted by chargingerman to u/chargingerman [link] [comments]

Setting Up your Stripe Account and Getting your Stripe API ... How to use Blockchain Wallet API v2 DISH Order - Stripe: Generate API keys - YouTube How To Add Coinbase API + Secret Keys - YouTube Bittrex API Tutorial

The API key you use to authenticate the request determines whether the request is live mode or test mode. The Stripe API differs for every account as we release new versions and tailor functionality. Log in to see docs customized to your version of the API, with your test key and data. Subscribe to Stripe's API announce mailing list for updates. How to integrate Stripe payments in web app: We’ve opted for stripe payment integration within a number of marketplace projects in such industries, as Engineering & Construction, Consumer Services, Travel & Tourism, and others.There are two key prerequisites to be able to handle credit card information: your web application should be hosted on https server and you need an SSL (Secure Sockets ... Download Stripe Bitcoin Payment Gateway for Reseller Club Nulled. The latest version released on January 04, 2017 by the author ladybirdweb on CodeCanyon. It is tagged with bitcoin, bitcoin payment gateway, Reseller Club and stripe. It is posted under the categories of php-scripts and miscellaneous. A source represents a customer’s payment instrument, and can be used with the Stripe API to create payments. Sources can be charged directly, or attached to customers for later reuse. Each payment method supported by the Sources API is defined by four key characteristics. The combination of these characteristics determines how a source is made chargeable, and how it is used in a charge ... Stripe. FREE. By dimashirokov. Updated a year ago. Payments. About Discussions Pricing. Stripe API Documentation. Accept, process and manage online payments & subscriptions. Learn more about this API ...

[index] [19956] [13162] [26135] [21550] [30306] [3022] [39375] [38570] [28898] [7130]

Setting Up your Stripe Account and Getting your Stripe API ...

Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube. In this tutorial I will show you how you can get your Stripe API keys from your Stripe account easily. You can view more documentation on our website here: h... In this short informative video, we'll show you how to activate your account and where to get your API keys. Our Website: http://www.twobeardedguys.co.uk/ How to set up blockchain.info wallet service API. Blockchain Wallet API V2 My Book: https://www.amazon.com/Building-Bitcoin-Websites-Beginners-Development/dp... How To Add Coinbase API + Secret Keys FundingUnion Inc. is the FIRST and ONLY #Bitcoin based social network. #FundingUnion What is Funding Union? & #Bitcoi...

#